Most of us grew up hearing the same money advice: “Save for a rainy day,” “Don’t take on too much debt,” or “Work hard and you’ll be fine.” While well-meaning, these lessons often left out the bigger picture of how real wealth is actually built in Canada today. The truth is, wealth isn’t just about saving every penny — it’s about making your money work harder than you do. From leveraging smart debt to investing in real estate and understanding tax advantages, there are strate

Thinking about buying a home but not sure what you can actually afford? Before falling in love with that perfect listing, take a few minutes to do an honest affordability check. In this guide, we walk you through a step-by-step process to figure out how much house fits your budget—factoring in income, debt, down payment, and today’s mortgage rates. You’ll learn how lenders calculate affordability, what hidden costs to watch for, and which free tools can give you clarity befor