Thinking about buying pre-construction in 2025? With rising construction costs, shifting market conditions, and changing mortgage rules, it’s more important than ever to understand the risks and rewards. This blog breaks down what to consider before investing in a new build condo or home, from delays and financing gaps to long-term value. Make an informed decision with Swivel Mortgage Group’s expert insights.

Confused about your credit score? Learn how Equifax and TransUnion calculate your score in Canada, what lenders are looking for in 2025, and how to boost your chances of mortgage approval. This guide breaks down the factors that impact your credit, why your score may differ between bureaus, and what you can do to improve it before applying for a mortgage. Swivel Mortgage Group makes it simple, clear, and tailored to today’s market.

When mortgage myths surprise you: uncovering the truth about home financing.

Pre-Construction Buyers: Read This Before You Close! Home values are dropping, appraisals are falling short, and thousands of buyers are scrambling to come up with tens (or even hundreds) of thousands in extra down payment. In our latest blog, we unpack the real risks, share stories from the trenches, and give you expert-backed strategies to protect your investment — and your deposit.

Buying your first home in Canada just got a whole lot more affordable — especially if you're considering a newly built property. The...

Thinking about buying your first home in 2025 but not sure if now’s the right time? With interest rates, rent prices, and housing trends shifting, the rent-vs-buy debate is hotter than ever. In this blog, we break down the pros, cons, and numbers behind each option — so you can make a smart, confident decision about your next move.

Learn how bond yields impact fixed mortgage rates and what it means for your mortgage decisions. Swivel Mortgage Group breaks it down in sim