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Moving House


Ready to take the first step towards homeownership? Our team of will work with you to assess your financial situation and determine the best financing options for your needs. With a pre-approval in hand, you'll have the confidence and peace of mind to start your home search with a clear understanding of your budget and financing options. Don't wait - get started on your homebuying journey today! 

Some Useful Information

Buying your first home is an exciting milestone, but it can also be overwhelming. There are many factors to consider when purchasing a home, and it's important to be well-informed before making any decisions. If you're a first-time homebuyer in Canada, here's what you need to know:



  1. Determine your budget.  Before you start house hunting, it's important to figure out how much you can afford to spend. Use a mortgage affordability calculator to get an estimate of how much you can afford to borrow based on your income, expenses, and other financial obligations. Consider your down payment, closing costs, and ongoing expenses like property taxes and home insurance when determining your budget.

  2. Get pre-approved for a mortgage.  Getting pre-approved for a mortgage can help you determine your budget and make your home search more efficient. A pre-approval is a conditional commitment from a lender to lend you a certain amount of money based on your financial information. This can help you narrow down your home search to properties that are within your budget.

  3. Hire a real estate agent.  A real estate agent can help you navigate the home buying process and provide valuable insights into the local housing market. Look for an agent who has experience working with first-time homebuyers and who can provide references.

  4. Shop around for the best mortgage rates.  Once you've determined your budget and gotten pre-approved for a mortgage, it's time to shop around for the best mortgage rates. Compare rates and terms from multiple lenders to find the best deal. Don't be afraid to negotiate with lenders to get the best rate possible.

  5. Consider government programs for first-time homebuyers.  The Canadian government offers a variety of programs to help first-time homebuyers, including the First-Time Home Buyer Incentive and the Home Buyers' Plan. These programs can help you save money on your down payment and make homeownership more affordable.

  6. Don't overlook additional costs.  When purchasing a home, it's important to factor in additional costs like closing costs, home inspection fees, and moving expenses. Make sure you have enough money saved to cover these expenses.

  7. Do your due diligence.  Before making an offer on a home, make sure you do your due diligence. Hire a professional home inspector to evaluate the condition of the property and identify any potential issues. Research the neighborhood and check out the local schools, amenities, and crime rates.



Buying your first home can be a challenging process, but with the right preparation and guidance, it can also be a rewarding experience. By following these tips, you can make informed decisions and find the home of your dreams.


Contact us today to get started!

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