2025 didn’t unfold the way many Canadian homebuyers expected. Even as interest rates eased, the market stayed cautious. Here’s what the year really taught buyers—and how to approach 2026 with clarity, confidence, and a smarter strategy.

The 2025 Federal Budget brings key changes for Canadian homebuyers and homeowners — from proposed GST relief on new builds to tax clarity and long-term housing supply plans. Here’s what matters most for your mortgage and real estate decisions today, explained in plain language.