Buying your first home in Canada as a newcomer can feel overwhelming, but it doesn’t have to be. From understanding mortgage requirements to tips on building credit and saving for a down payment, this guide will walk you through every step so you can feel confident starting your new life as a Canadian homeowner.

Confused about your credit score? Learn how Equifax and TransUnion calculate your score in Canada, what lenders are looking for in 2025, and how to boost your chances of mortgage approval. This guide breaks down the factors that impact your credit, why your score may differ between bureaus, and what you can do to improve it before applying for a mortgage. Swivel Mortgage Group makes it simple, clear, and tailored to today’s market.

When mortgage myths surprise you: uncovering the truth about home financing.

Pre-Construction Buyers: Read This Before You Close! Home values are dropping, appraisals are falling short, and thousands of buyers are scrambling to come up with tens (or even hundreds) of thousands in extra down payment. In our latest blog, we unpack the real risks, share stories from the trenches, and give you expert-backed strategies to protect your investment — and your deposit.