Canadians are turning to Google for mortgage answers — from down payment rules to choosing between fixed and variable rates. In this guide, we break down the most searched mortgage questions and provide clear, up-to-date answers to help you buy or refinance your home with confidence.

Buying your first home in Canada as a newcomer can feel overwhelming, but it doesn’t have to be. From understanding mortgage requirements to tips on building credit and saving for a down payment, this guide will walk you through every step so you can feel confident starting your new life as a Canadian homeowner.